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Am I covered by my personal auto insurance if I drive for Uber or Lyft? Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smart phone app. Rides can be arranged in advance or on short notice. The official name for a ride-sharing business is a Transportation Network Company (TNC). READ MORE >>

Should I have an Umbrella policy? The typical personal auto insurance has limits of $100,000 per person and $300,000 per accident. Most personal auto insurers offer maximum limits on their policies of $250,000 per person and $500,000 per accident. A serious auto accident can have damages which far exceed the limits of your personal auto policy. READ MORE >>

Lightning Safety Outdoors As many golfers and other outdoors enthusiasts can attest, thunderstorms can often strike with little to no warning, especially during the warmer months of the year. The lightning strikes that accompany these thunderstorms pose a serious threat to people and safety. READ MORE >>

5 Teen Texting and Driving Tips Your teen receives a text. Thumbs flash, head bends forward, eyes only on the tiny screen in hand; the urge to connect, nearly irresistible. It is hard to imagine your teen (or any other teen) not responding.    READ MORE >>

Truck Zone Safety Driving a large truck can be a tough – and dangerous – job. Weighing up to 80,000 pounds compared to the average American car’s 3,000¹, the size of a tractor-trailer increases brake distance, can block visibility for other drivers and presents unique challenges for everyone sharing the road. READ MORE >>

6 Steps to Take Immediately Following a Pittsburgh Auto Accident I called my daughter recently and when she answered the phone she said “Hold on, I just got into an accident and the other guy is looking at me. I don’t know what to do.” I tried to give her quick instructions, but she hung up after a few seconds. READ MORE >>

Full Tort vs. Limited Tort What's the Difference Between Full Tort and Limited Tort? In Pennsylvania an insured is given a choice when purchasing car insurance. Full Tort is what every driver has automatically under the law in Pennsylvania. Simply put, you have the right to sue the at fault party for your injuries. READ MORE >>

For certain categories of personal property (jewelry, art, antiques, and others) a basic homeowners policy has limits on how much it will pay, as well as what conditions of loss or damage are covered. A quick review will tell you if you need a rider for your more valuable goods. READ MORE >>

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