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We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service on Auto, home, business, and many other insurances. No matter your history, we find the right coverage, with the best company, at the best price for you.

Use any of our convenient forms to make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.

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What clients say

We used JLS Ins for our homeowners. Patrice Hart was extremely knowledgeable, efficient and informative, always available to answer any questions and provided us with incredible savings. I would highly recommend her services to anyone!

-Georgia Smith

We have used the Smith Agency for years. Patrice Hart has recently been particularly helpful in dealing with our teen drivers. We have a plan that helps us to monitor our teen drivers while providing incentives for them to be safer drivers. Patrice is professional, quick to return emails, and...


Excellent customer service. On the individual side, Patrice got me great rates on both homeowners and auto insurance, with excellent coverage. We also insured the employees in my medical practice through James L. Smith Insurance. Dan was great in helping us to decide among the best health insurance plans in...

-Ed Stafford

We have had our home insurance with James L Smith Ins for years. More recently, Patrice Hart added our auto insurance. She spent the time to provide us with a plan that is thorough and the savings she was able to offer - bonus! Shout-out to their customer service -...

-Maggie Gurtner

Fantastic and attentive service from very kind, professional individuals.

-Dan Gurtner

Dan Smith and his team provide excellent service for my personal and business insurance needs, including the insurance need for the Pittsburgh Wrestling Classic. to rent the Pitt Field House.

-Kraig Nellis

I have been a customer of James L Smith Insurance Company for 15+ years and Dan is amazing and cares about hue clients! Not only does he make me feel like he truly cares but his whole staff is extremely helpful and nice. Thanks Dan and Samantha for all you...

-Genie Evanko

Samantha was extremely professional and helpful. Thank you for such great customer service and making our insurance purchase easy and affordable!

-Amanda Castonguay

Samantha Curran is highly professional and I would recommend her to anyone.

-Anne Armstrong

I've been a customer for 35 years. I would not go anywhere else! Excellent service!

-Patrice Hart

Our company has worked with the Smith Agency for more than 40 years. We have pretty complex insurance requirements and Dan and his team do whatever is necessary to make sure we are able to meet those obligations. They have always provided excellent service and we wouldn't consider changing agencies

-Michael Webb

I have never been more grateful for the personal attention and services of the Smith Agency. Having three children enter adulthood recently The Smith agency has been dedicated to taking care of our family's insurance needs and is now helping our children navigate the complexities of the insurance world. Whether...

-Stephanie Rooney

competitive pricing

-Thomas Curran

The team at the Smith Agency is second to none and I would highly recommend them for all your insurance needs.

-Zach Young

Patrice, from the Smith Agency, was so easy to work with. She was very accommodating to the insurance needs for our family and very informative in regards to my questions. Not only did Patrice provide an exceptional package that will save us money, but did so in a timely and...

-Mary Grace Rodgers

After an initial glitch of a person not responding, I was put in touch with Samantha Curran who found better more reasonable policies to fit my needs. She was efficient, explained everything well and thoroughly. Paperwork submitted quickly. Thanks Samantha!

-Alma WIsniewski

They always provide excellent and responsive customer service! Everyone is very knowledgeable and provides help for all of your insurance needs. 


I'm new to the Smith Insurance Agency, everything went smoothly with the transition and experienced wonderful customer service. I highly recommend them.

-Carl Bahm

I have worked with Patrice Hart for my insurance needs for years. She has always been helpful, responsive and provides me with choices and more importantly a solid recommendation. Patrice is a true professional. 

-William Witte

I just wanted to drop you a line to say thank you for the great service you provide the carpenters with. You are always available to answer questions, 24/7 if needed. Your timeliness in processing claims is appreciated. We know we can count on you to look after all our...

-Gloria Roman, Keystone Mountain Lakes Regional Council Of Carpenters


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