Business Insurance

Shield your business from the unexpected with comprehensive interruption coverage

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Business Insurance for your unique journey.

Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption. Without proper coverage, the losses from entrepreneurial risks can be devastating financially and in terms of what you lose out on personally.

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Our Services

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Business Owners

Many businesses require a BOP, which combines property, liability, and income insurance.

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Workers' Compensation

Workers' comp insurance pays for work-related injury/illness medical expenses and lost wages.

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Cyber Liability Insurance

Cyberattacks are on the rise, posing risks to business data and reputation.

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General Liability

General liability insurance safeguards against bodily injury and property damage claims.

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Commercial Auto

You require insurance coverage for business vehicles, just like personal ones.

Contractor Insurance

Contractors insrurance

Contractor insurance protects contractors from risks like accidents, property damage, and liability on the job.

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Employment Practices Liability

Employment-related risks, like sexual harassment, are highly damaging to businesses.

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Error & Omissions
Insurance

Errors, even innocent ones, may result in negligence lawsuits from clients.

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Directors & Officers Liability Insurance

In today's complex business landscape, D&O claims from stakeholders pose higher risk.

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Commercial Property

The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.

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Crime Insurance

Your company confronts various costly risks, including theft, vandalism, and fraud.

James L. Smith Insurance

Builder's Risk Insurance

Because every construction project is unique, each builder’s risk policy is different.

James L. Smith Insurance

Liquor Liability Insurance

Alcohol service at events or in businesses inherently carries some risk.

Cyber Liability Insurance

Surety Bonds

For business operations, ensure contract and financial obligation guarantees with surety bonds, promising liability for debt, default, or failure.

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Special Event Insurance

Special event insurance safeguards investments in specific occasions, like weddings.

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Commercial Flood Insurance

Many business insurance plans exclude flood-related losses, even in low-risk areas.

James L. Smith Insurance Agency, Inc.

We extend coverage to individuals and businesses in
304 Cochran Road Pittsburgh, PA 1522 and surrounding areas.

412-531-3111 info@jlsins.net

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Our commitment is to provide unparalleled customer service and exceptional value.