Insurance that Cares, Coverage that Protects.

At James L. Smith Insurance Agency, Inc., we’re more than just an insurance provider—we’re your neighbors, safeguarding what matters most.

Contact Us

For over 50 years, James L. Smith Insurance Agency, Inc. has been a trusted name in insurance and risk management for businesses, individuals, non-profit organizations, and government entities across Pittsburgh. Founded in 1961 by James L. Smith, Jr., our agency has grown from its roots in Green Tree, PA, to its current home in Mt. Lebanon since 1983, continuing a proud tradition of personalized service and comprehensive coverage solutions.

The James L. Smith Insurance Agency has been providing Insurance and Risk Management solutions for business, individuals, non-profit organizations, government entities in the Pittsburgh Area for over fifty years.

The agency was started in 1961 by James L. Smith, Jr. Originally located in Green Tree, PA, the agency moved to Mt. Lebanon in 1983. Our agency is a full-service agency, handling all lines of insurance including property and casualty, life and health and disability.

Know More

We are experienced, reliable and professional.

You can count on us for high-quality services because our experts have been in the industry long enough to know what matters most to you: good customer service and quality guidance.

Personal Insurance

Personal insurance plays a central role in your financial well-being. It can help provide financial security and keep your assets protected.

Know More

Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses.

Know More

Benefits Insurance

Employees are a company's most valuable asset. Comprehensive employee benefits can attract, motivate and retain employees.

Know More

The Advantages of Working with Us

Discover the benefits of partnering with us—personalized service, clear communication, and a team dedicated to helping you achieve your goals with confidence.

Contact Us

Easy Switching

Switch without hassle and find the most suitable insurance

Personalized Service

Higher quality customer care than big corporate companies

Unbiased Advice

We don’t represent one company and can give you multiple options to choose from

Your Advocate

We help all the way from policy reviews to claims assistance

What clients say

We used JLS Ins for our homeowners. Patrice Hart was extremely knowledgeable, efficient and informative, always available to answer any questions and provided us with incredible savings. I would highly recommend her services to anyone!
-Georgia Smith
We have used the Smith Agency for years. Patrice Hart has recently been particularly helpful in dealing with our teen drivers. We have a plan that helps us to monitor our teen drivers while providing incentives for them to be safer drivers. Patrice is professional, quick to return emails, and...
-CSW
Excellent customer service. On the individual side, Patrice got me great rates on both homeowners and auto insurance, with excellent coverage. We also insured the employees in my medical practice through James L. Smith Insurance. Dan was great in helping us to decide among the best health insurance plans in...
-ED Stafford
We have had our home insurance with James L Smith Ins for years. More recently, Patrice Hart added our auto insurance. She spent the time to provide us with a plan that is thorough and the savings she was able to offer - bonus! Shout-out to their customer service -...
-Maggie Gurtner
Fantastic and attentive service from very kind, professional individuals.
-Dan Gurtner
Dan Smith and his team provide excellent service for my personal and business insurance needs, including the insurance need for the Pittsburgh Wrestling Classic. to rent the Pitt Field House.
-Kraig Nellis
I have been a customer of James L Smith Insurance Company for 15+ years and Dan is amazing and cares about hue clients! Not only does he make me feel like he truly cares but his whole staff is extremely helpful and nice. Thanks Dan and Samantha for all you...
-Genie Evanko
Samantha was extremely professional and helpful. Thank you for such great customer service and making our insurance purchase easy and affordable!
-Amanda Castonguay
Samantha Curran is highly professional and I would recommend her to anyone.
-Anne Armstrong
I've been a customer for 35 years. I would not go anywhere else! Excellent service!
-Patrice Hart
Our company has worked with the Smith Agency for more than 40 years. We have pretty complex insurance requirements and Dan and his team do whatever is necessary to make sure we are able to meet those obligations. They have always provided excellent service and we wouldn't consider changing agencies
-Michael Webb
I have never been more grateful for the personal attention and services of the Smith Agency. Having three children enter adulthood recently The Smith agency has been dedicated to taking care of our family's insurance needs and is now helping our children navigate the complexities of the insurance world. Whether...
-Stephanie Rooney
competitive pricing
-Thomas Curran
The team at the Smith Agency is second to none and I would highly recommend them for all your insurance needs.
-Zach Young
Patrice, from the Smith Agency, was so easy to work with. She was very accommodating to the insurance needs for our family and very informative in regards to my questions. Not only did Patrice provide an exceptional package that will save us money, but did so in a timely and...
-Mary Grace Rodgers
After an initial glitch of a person not responding, I was put in touch with Samantha Curran who found better more reasonable policies to fit my needs. She was efficient, explained everything well and thoroughly. Paperwork submitted quickly. Thanks Samantha!
-Alma WIsniewski
They always provide excellent and responsive customer service! Everyone is very knowledgeable and provides help for all of your insurance needs.
-Jennifer
I'm new to the Smith Insurance Agency, everything went smoothly with the transition and experienced wonderful customer service. I highly recommend them.
-Carl Bahm
I just wanted to drop you a line to say thank you for the great service you provide the carpenters with. You are always available to answer questions, 24/7 if needed. Your timeliness in processing claims is appreciated. We know we can count on you to look after all our...
-Gloria Roman, Keystone Mountain Lakes Regional Council Of Carpenters

Leave A Review

We are Committed to Protecting Your Dreams

Get In Touch

Report A Claim

We'll help through the process of claim from start to finish

Auto ID Card

Need a copy of your auto ID card we can help

Request Certificate

Need your insurance proof, let’s help you get that quickly

Policy Review

Compare your current plans and possibly get more options

Contact James L. Smith Insurance Agency, Inc.

Fill out the form and we will get back to you!

Name(Required)

First Last

Phone(Required)

Email(Required)

Insurance coverage you are looking for

How can we help you?(Required)

CAPTCHA

Email

info@jlsins.net

Call us Now

412-531-3111

Opening Hours

Monday – Friday : 8:30 am to 4:30 pm

Our Location

304 Cochran Road Pittsburgh, PA 15228

James L. Smith Insurance Agency, Inc. is licensed in Cochran Road Pittsburgh, PA. We are dedicated to enhancing your insurance coverage while keeping costs in check, providing you with peace of mind in various scenarios and bolstering your confidence in the future.

Blogs

August 26, 2025

How Often Should You Update Your Business Insurance Policy?

Your business changes faster than you think. New tools, new people, new contracts, each can shift your risk. That is why your insurance should not be a “set it and forget it” item. A simple review can keep coverage tight and costs fair. The Baseline: Review at Least Once a Year Put a yearly checkup […]

Insurance that Cares, Coverage that Protects.

Auto
Insurance

Homeowners
Insurance

Business
insurance

Workers
Compensation

Group Life
Insurance

Group Health
Insurance

Trusted Insurance Solutions in Pittsburgh | James L. Smith Insurance Agency